Mortgage Interest Rates

Owner-Occupied Properties

Effective: February 21, 2025

If mortgage higher mortgage rates are holding you back, The Farmers Bank gives you our “Buy now, Refi later promise!”

Buy your new home now with the help of a Farmers Bank mortgage. If rates drop in the next three years, we will pay $1000 toward the closing cost of your next Farmers Bank refinance mortgage loan! Contact your Farmers Bank Mortgage Officer for more details!

Term

30 Year Fixed

20 Year Fixed

15 Year Fixed

10 Year Fixed

Conventional Loan
Interest Rate

6.875%, no points

6.750%, no points

6.500%, no points

6.375%, no points

APR

7.075%

7.010%

6.822%

6.827%